why we build vanguard captive management
Financing is often treated as a secondary function—an afterthought in the sales process.
But for manufacturers, it can be the difference
between winning a deal and losing one.
At VanCAP, we see financing differently.
We view it as one of your most powerful sales levers.
That’s why we created the Virtual Captive™: a fully managed, in-house financing system that gives manufacturers the same strategic edge as the Fortune 50—without the risk, licenses, or overhead.
Not ready for a full captive infrastructure?
We offer streamlined, branded point-of-sale financing solutions
Because every deal matters.
And financing should help you win—not hold you back.
Core offerings
Consulting & Strategy Engagements
Consulting & Strategy Engagements
Consulting & Strategy Engagements
We collaborate with your lending partners to design and optimize current programs specifically engineered to enhance finance strategies that boost sales performance, improve dealer loyalty, and enhance customer experience.
Virtual Captive Management
Consulting & Strategy Engagements
Consulting & Strategy Engagements
We act as your outsourced captive—leveraging our proprietary platform, partner network, and operational expertise to drive financing adoption and repeat sales. Our VanCAP Lifecycle Program ensures a seamless experience for your customers—from application to payoff to repurchase.
Finance Technology Platform
Finance Technology Platform
Finance Technology Platform
Our digital platform simplifies and automates the financing process. Sales teams and dealers gain access to: Digital applications, Real-time status tracking, Document management, Lender performance insights.
Captive Creation & Sale
Finance Technology Platform
Finance Technology Platform
Looking to launch or divest a captive? We’ll handle the full process—from design and launch to long-term support or structured exit.